Call Us Today! 315.458.3430







At Aspect we focus on the variety of needs of our buyers and/or investors. Whether it is residential or commercial real estate, multi-family, foreclosures and HUD homes, we research and guide them through the many special grants and programs that are available through local companies.




Set a Budget and Stay with It. It's important to set your own budget based on what you can afford. Many people set their budget based on what their financial institution approves them for.

Home Inspections Always protect yourself by securing an expert home inspection before purchasing a house. An expert will find things that the average home buyer may overlook. This can save you thousands and alot of stress.

Get Pre-Qualified
Have a professional lender review your finances, credit, debt and income. This will help you identify your budget as well as look more attractive to sellers looking to avoid a hastle.

Explore Grant Opportunities
There are many grant and financing opportunties available based on location, income, past history and other factors. Aspect specializes in helping home buyers identify and secure funding.

Find the right real estate agent buying a home can be complicated. make sure your interests are protected and your agent is experienced and loyal to you.





Aspect Real Estate and Consulting Inc, we take pride in the fact that our clients will benefit from our substantial experience in real estate. We take the time to inform our clients of all of their options, and together we reach a solution that best fits their situation. Most people are not aware of their options when purchasing a home. We educate our clients on all of the current real estate proceedings, and we answer any questions they have about the process. Here are some essential elements to consider to give yourself the advantage:

-Understand that the Agent listed on the sign on the property works in the Seller’s best interest

- Hire your own Buyer’s Agent and make sure they are a REALTOR with the Greater Syracuse Board of Realtors. That means they have a strict Code of Ethics they to adhere to.

-Go to www.myfreecreditreport.com to see what your credit score is.

-Research the Real Estate section of the Sunday newspaper to see which banks offer the best interest rate without points. Also check the origination fee to make sure it is reasonable. Call three and discuss financing. If you call more than that and they run your credit report, they lower your score.

-Deal with only local banks. Banks on the internet usually end up taking your money and not following through with financing. This is very financially and emotionally devastating.

 



 

Mortgage Calculator
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
Output parameters »