First-time home buyers considered anyone who has not bought a home in three years.

Assembling the right team is just as important as finding the right home. Finding a realtor that can help with financing opportunities, paperwork, home inspectors and attorneys will greatly increase the ease and efficiency of the home buying and selling process.

A Free Market Analysis of your home and other house listings in your area to ensure a competative price for your home.

Finding qualified buyers before entering into an agreement to sell your home can help avoid costly delays.

Financing options and grants are available for qualified buyers. It's important to find a realtor that has experience in locating grants and helping you explore every opportunity to make your purchase possible.

*When starting a search for your new home, it's important to identify and make the distinction between your needs and wants. Understanding these factors and discussing them with your realtor will make the process much more effective. Here are some useful examples:

Identify your NEEDS:

Enough square footage for comfortable living
Enough bedrooms to accommodate your family
Adequate number of bathrooms
Eat-in kitchen
Garage or basement for storage needs
Lot size to accommodate children's play area

Identify your WANTS:

Carpeting color, paint color, exterior color, roof color, etc.
Pool or Jacuzzi (unless for medical reasons)
Wood floors
Bay windows
Built-in entertainment center
Skylights

• FREE Market Analysis
• Find Your Ideal Financing
• Locate and Apply for Grants
• Get Pre-Approved
• Help You Save Your Home from Foreclosure

When you work with Aspect Real Estate & Consulting, Inc. we work with you to:

-Discuss grants, programs, types of mortgages and requirements

-Discuss credit issues and ways to increase credit score

-Discuss staging and benefits

-Discuss professional services needed to buy or sell a home

-Discuss motivation for buying/selling, time frame, wants and needs

-Discuss type of house, building vs existing

-First time home buyers can some times be buyers that have not owned a home in the last 6 months

-Discuss focal points of buyers/sellers or areas of concerns

-Discuss market conditions in certain areas of interest to clients (whether their buying a home in a certain area or selling)

-Discuss how Aspect can help you save your home from foreclosures

Short Sales Short sales are properties where the seller owes more than the property is worth. Maybe they fell behind on their first mortgage payments due to something dramatic in their life like health issues or financial trouble. Maybe they took out a home equity loan/line of credit and now with late fees and interest rate adjustments just can not make the payments. This is very sensitive information and must be treated confidentially. To receive more information, please call Susan Martino @ 315-218-6443 or email me at SusanMartino@AspectRealEstate.com for more information.

HUD Homes are homes that are posted every Friday usually by 10:00 am. Hey are open for bid through licensed real estate professionals only. The first 5 days are usually for owner-occupieds only. On the 6th day, they open to investors. There are other types of foreclosures as well. Please contact my company to get an updated list by area @ 315-218-6443 or email SusanMartino@AspectRealEstate.com

Auction Homes are also available. They need to be updated often as well, so please contact Susan Martino @ 315-218-6443 or email SusanMartino@AspectRealEstate.com for up to date information.

New Home Construction is possible with Aspect Real Estate & Consulting. Let us help you find land for your home. Aspect is here to consult with you and help you find a builder to build your dream home. Please contact Susan Martino @ 315-218-6443 or email SusanMartino@AspectRealEstate.com

Aspect Real Estate & Consulting, Inc. proudly works with many home builders in the area to deliver the finest custom home for you.